/* v102: apply start guard, summary notes, OTP screen polish */
.apply-panel{
  box-shadow:none!important;
  border:0!important;
  background:transparent!important;
}
.apply-panel .card-body{
  padding:0!important;
}
.apply-panel-badge{
  display:none!important;
}
.apply-panel h1{
  font-size:1.55rem!important;
  font-weight:950!important;
  color:#101828!important;
  margin-bottom:8px!important;
}
.apply-panel p.text-muted{
  color:#111827!important;
  font-weight:650!important;
  font-size:.92rem!important;
}
.apply-panel form{
  margin-top:34px!important;
  display:grid!important;
  grid-template-columns:minmax(0,560px) 170px!important;
  gap:28px 38px!important;
  align-items:end!important;
}
.apply-panel form > div{
  margin:0!important;
}
.apply-panel .form-label{
  font-weight:850!important;
  color:#111827!important;
  margin-bottom:12px!important;
}
.apply-panel .form-control{
  border-radius:2px!important;
  height:48px!important;
  border:1px solid #d0d5dd!important;
  box-shadow:none!important;
}
.apply-panel .form-control:focus{
  border-color:#e60023!important;
  box-shadow:0 0 0 3px rgba(230,0,35,.08)!important;
}
.apply-panel .btn-danger{
  height:54px!important;
  border-radius:6px!important;
  background:#e60023!important;
  border-color:#e60023!important;
  font-weight:950!important;
}
.apply-panel .btn-outline-secondary,
.apply-panel .btn-outline-danger{
  border-radius:6px!important;
  font-weight:850!important;
}
.apply-inline-note{
  grid-column:1 / -1!important;
  background:transparent!important;
  border:0!important;
  padding:0!important;
  color:#111827!important;
  font-weight:650!important;
  line-height:1.65!important;
}
.apply-inline-note i{
  display:none!important;
}
.apply-side-card{
  display:none!important;
}
.section .container[style*="max-width:980px"]{
  max-width:980px!important;
}
.section .row.g-4.align-items-start{
  display:block!important;
  max-width:880px!important;
  margin:0 auto!important;
}
.section .row.g-4.align-items-start > .col-lg-7{
  width:100%!important;
}
.otp-input-lg{
  text-align:left!important;
  letter-spacing:.25em!important;
  font-weight:950!important;
}
.nn-fee-notes-v92{
  margin-top:12px!important;
}
.nn-fee-notes-v92 p{
  font-size:.86rem!important;
  line-height:1.62!important;
  color:#667085!important;
  margin:2px 0!important;
}
@media(max-width:720px){
  .apply-panel form{
    grid-template-columns:1fr!important;
    gap:16px!important;
  }
  .apply-panel .btn-danger{
    width:100%!important;
  }
}